Funeral Plans

All part of getting your affairs in order and making things simpler for those left behind. Funeral plans make sense for number of reasons:
  • Your family and/or friends won’t have the worry of organising an event to meet your wishes – you can plan what you want.
  • Your family and/or friends won’t have to pay the funeral director when the time comes.
  • Costs have been rising every year (and currently faster than interest on savings) so you can buy at today’s prices for your send-off that could be a number of years or even decades into the future.

The cost of funerals keep going up

With funeral costs rising in excess of the annual rate of inflation, it is an unfortunate fact, that many families, budgeting for a funeral by traditional means may no longer be sufficient to cover the cost.

Below are the funeral costs since 2004 (projected from 2020 - 2024)
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We work with specialists Safe Hands to provide funeral plans.
They offer excellent customer service with fair and competitive pricing.

Safe Hands, sound choice

Safe Hands can guarantee to pay all funeral director services included in your plan. It doesn't matter how long the plan holder lives (a long time, hopefully), or how much there is to pay. Your family can relax with a funeral plan that's in Safe Hands.

You can count on Safe Hands for:

Affordability

They're one of the UK's most affordable pre-paid funeral plan providers. They offer a range of flexible payment options.

Make a one off upfront payment or spread the cost with monthly payments over 12 months with no additional costs or monthly installments over 2-25 years* If you choose to spread the cost over more than 12 months, there will be an extra charge for administration.

Quality of Service

Good customer service comes naturally to Safe Hands. Everyone's easy to talk to - compassionate, friendly and helpful.

Security

Your investment in a Safe Hands plan is always safe and secure. Money paid is held in an independent trust that's managed by investment fund managers.

Flexibility

Their plans offer an 'either/or' option. Two people can share one plan and use the proceeds to pay either the first or second funeral.

Guaranteed Acceptance

No upper age limit dependant on payment option selected.

No medical checks required.

Personal Choice

You may want a burial or you might prefer a cremation, with or without a service for your family. If you want to, you can add allowances to help pay for your personal choices - like a floral spray for the coffin, for example.

Safe Hands Guarantee

If you choose to spread the cost of your plan by paying monthly over 2-25 years, the Safe Hands Guarantee will apply. So, if you were to die after the first 12 months - before all your instalments were made - they would still deliver all the services provided in your plan, with nothing more for your family to pay.*
*See our terms and conditions. Instalments must be paid up to date and your funeral must be carried out by one of the funeral directors from our national network.

Plans range from direct cremation through to the very comprehensive plan Ruby Plan. Please see below the highlights each plans features.

Direct Cremation
One off fee of £1,895

£12.20 pcm
  • Funeral Director's fees & services (inc. care and preparation of the deceased*)
  • 24 hour National collection by the funeral director and transfer to funeral home
  • Provision of a simple lined coffin with nameplate
  • Record and safely store for your funeral wishes
  • Bereavement Advice Service
  • Guaranteed Cremation fee or interment fee
  • Guaranteed Doctors fee if applicable

Topaz Plan
One off fee of £2,495

£16.65 pcm
  • Funeral Director's fees & services (inc. care and preparation of the deceased*)
  • 24 hour collection within 25 miles** by the funeral director and transfer to funeral home
  • Consultation with the family regarding the funeral arrangements (time, date, location of funeral, etc)
  • Chapel of rest viewing subject to appointment with the funeral director (Office hours only)
  • Provision of a Quality Veneered lined coffin with nameplate
  • Provision of a modern hearse and beerers
  • Direct route funeral Procession to crematorium/cemetery up to 20 miles from funeral home
  • Record and safely store for your funeral wishes
  • Bereavement Advice Service

Pearl Plan
One off fee of £3,695

£25.55 pcm
  • Funeral Director's fees & services (inc. care and preparation of the deceased*)
  • 24 hour collection within 25 miles** by the funeral director and transfer to funeral home
  • Consultation with the family regarding the funeral arrangements (time, date, location of funeral, etc)
  • Chapel of rest viewing subject to appointment with the funeral director (Office hours only)
  • Provision of a Quality Veneered lined coffin with nameplate
  • Provision of a modern hearse and beerers
  • Direct route funeral Procession to crematorium/cemetery up to 20 miles from funeral home
  • Record and safely store for your funeral wishes
  • Bereavement Advice Service
  • Cremation fee or interment fee included in the £1200 contribution towards defined third party fees***
  • Doctors fee if applicable included in the £1200 contribution towards defined third party fees***
  • Minister or celebrant fee included in the £1200 contribution towards defined third party fees***

Sapphire Plan
One off fee of £3,895

£27.03 pcm
  • Funeral Director's fees & services (inc. care and preparation of the deceased*)
  • 24 hour collection within 25 miles** by the funeral director and transfer to funeral home
  • Consultation with the family regarding the funeral arrangements (time, date, location of funeral, etc)
  • Chapel of rest viewing subject to appointment with the funeral director (Office hours only)
  • Provision of a Quality Veneered lined coffin with nameplate
  • Provision of a modern hearse and beerers
  • Flexible route funeral Procession to crematorium/cemetery up to 20 miles from funeral home
  • Provision of a following limosine for family or mourners
  • Record and safely store for your funeral wishes
  • Bereavement Advice Service
  • Cremation fee or interment fee included in the £1200 contribution towards defined third party fees***
  • Doctors fee if applicable included in the £1200 contribution towards defined third party fees***
  • Minister or celebrant fee included in the £1200 contribution towards defined third party fees***

Ruby Plan
One off fee of £4,195

£29.26 pcm
  • Funeral Director's fees & services (inc. care and preparation of the deceased*)
  • 24 hour collection within 25 miles** by the funeral director and transfer to funeral home
  • Consultation with the family regarding the funeral arrangements (time, date, location of funeral, etc)
  • Chapel of rest viewing subject to appointment with the funeral director (Office hours only)
  • Provision of a High Quality Oak Veneered lined coffin with nameplate
  • Provision of a modern hearse and beerers
  • Flexible route funeral Procession to crematorium/cemetery up to 20 miles from funeral home
  • Provision of two following limosine for family or mourners
  • A list of who has sent flowers and charitable donations
  • Record and safely store for your funeral wishes
  • Bereavement Advice Service
  • Cremation fee or interment fee included
  • Guaranteed Cremation fee or interment fee***
  • Guaranteed Doctors fee if applicable***
  • Guaranteed Minister or celebrant fee***
*The funeral plans do not cover the cost of embalming.
**Mileage over 25 miles is charged at the funeral director’s prevailing rate at the time of need.
***Your Safe Hands plan will pay for the funeral director’s costs. The Pearl and Sapphire plans also provide £1,200 towards third party costs (fees for cremation or interment, a doctor’s fee, and a Minister’s or Celebrant’s fee). That specific allowance increases annually in line with CPI – but if it doesn’t cover those third-party costs completely, then there’ll be a balance to pay. Our Ruby plan includes a guarantee to cover the listed third party costs.

Personalising your plan

When you organise your send off, you might want to add a few things which are not in the standard plans. It’s easy to add these personal choices to any Safe Hands plan. They’ll make sure your family knows what you’ve asked for, and pay that money out as allowance towards those specific costs at the time of need.